Let me take you back to where it all started. Growing up, I was that careful little girl who loved saving every penny — piggy banks were my thing! I loved to hear the clink of the coins filling the belly of my piggy bank.

I was a saver. In Junior High School my friend and I were shopping one weekend for an outfit to wear at a church dance. I really didn’t want to spend all my money on a new outfit, so I ended up getting a blue floral vest (don’t judge, it was the in thing back then) on sale. I just wore jeans and a white button-down shirt that I already owned, and I felt like a million bucks walking into that dance.

But fast-forward to my senior year at college — one shiny credit card offer changed everything. It started innocently enough, but before I knew it, I had multiple cards from every store imaginable. The debt piled up fast, and suddenly I was drowning in it. I felt so embarrassed. Ashamed. Like I’d failed before my adult life even really began. Hiding statements, avoiding calls, stressing over every purchase — it was exhausting, Divas.

But here’s where the magic happened: I refused to stay stuck. I dove into every book, blog, and resource I could find. I learned the real strategies — no fluff, just practical steps that actually worked. And guess what? I paid it all off. Credit cards? Zero balance. New car? Paid in full. Now, my only payment is my mortgage. Freedom feels amazing.

Then came COVID — a time when so many of us were struggling financially, worried about jobs, bills, and the future. My heart went out to everyone feeling that same overwhelm I once knew. I wanted to help, to share what I’d learned and left other women up during such a tough time.

That’s when I started my savingmoneyandmakingmoney.com blog. I poured my tips, stories, and encouragement into it whenever I could. But life was busy — I never had the time to work on it full-time like I dreamed. I thought about creating freebie offers, micro-offers, and even a full budgeting course…but I didn’t want women who were already stressed about money to feel like they had to spend a lot on yet another expensive program.

Fast forward to now: I’ve taken everything I’ve learned — my own journey, years of helping others through the blog and community — and poured it into something truly special. I wrote a book! Become a Debt-Free Diva: Practical Steps for Paying Off Debt and Building Wealth is coming out soon in both Kindle and Paperback formats.

It’s affordable, actionable, and full of the real-talk guidance I wish I’d had back then — no big price tag, just pure empowerment for you.

If I could climb out of that hole — a regular woman with real life challenges — then you absolutely can too! That’s why Debt-Free Diva exists: to empower fabulous women like you to dump the debt, slay your budget, and step into the financial freedom you deserve.

No shame, no judgement — just real talk, proven tools, motivation, and a sisterhood cheering you on every step.

We’re in this together, Diva. Let’s turn that overwhelm into abundance. You’ve got the power — now let’s unleash it!

Ready to start your journey? Join the community or get on the list for my book launch!

With love and sparkles,

Michele Legge

Your Debt-Free Diva